Guide for Applying for Credit Repair under the Debt Bondage Repair Act

This toolkit explains how to understand the information listed on a credit report and provides an example dispute letter for old or inaccurate information.

Survivors of trafficking often have little to no control over their personal information and/or financial accounts while experiencing trafficking. If personal identifiers (Social Security number, driver’s license, student ID, etc.) or account/user credentials (account number, username/password, etc.) have been compromised,…

Identity misuse is a growing concern, with more individuals falling victim to fraud and theft than ever before. Most individuals’ personal information is readily available, whether it’s been shared by the individual or not. How do you know if you…

A pro bono clinic is being offered by Rutan and Moore and Van Allen on June 18, 2025 to assist survivors applying for credit repair under the Debt Bondage Repair Act. This flyer provides details about the clinic and how…

The Consumer Financial Protection Bureau (CFPB), a U.S. government agency responsible for overseeing financial products and services for consumers, has published details of a new credit repair law and process for victims and survivors of trafficking to block adverse information…

This guide aims to assist practitioners and survivors in applying for relief under the Debt Bondage Repair Act (DBRA). The DBRA allows survivors of human trafficking to block adverse credit information, resulting from their trafficking victimization, from their credit files.…